Prosperity Update #1

In regards to this post http://pathwaytospirit.blogspot.com/2009/09/prosperity.html is an update:

So one day, I was thinking about my worst credit card and how I was going to keep it from increasing, when an idea occurred to me.  I work for a small business and my boss is a very helpful person.  Almost a year ago my car needed serious repairs and he loaned me a small sum of money to get it fixed.  That situation worked out quite well.  After all he needed me to be able to get to work everyday.  So as I was thinking, the idea, that maybe, just maybe he would help me again popped into my head.  This time it was a larger sum of money.  I was very nervous and thought that I was asking way too much.  I decided to give it a shot.  I had nothing to lose.  I came to him and asked if he could help me with a financial issue that was getting out of hand and showed him the statement.  He was appalled at the 29.5% APR.   Even though I have been recently making payments on time, the balance was climbing up to the $2000 range very fast; especially since my credit limit of $750 had been idiotically maxed out a year and a half earlier (damn interest, past due, AND over the limit fees!!!).  We called up the credit card company and settled the balance for $1,200.  I saved $600 and am now making payments to my boss instead of throwing my money down the drain.

My credit situation is looking better.  Gotta keep on with the positive thoughts!! :)